Truck drivers face an alarming array of dangers every day, from dealing with careless drivers, extreme weather conditions, traffic delays to name a few, putting you and the vehicle at risk. Cleddau Insurance can provide specialist cover to truck drivers regardless if it is a lorry or an HGV, we can cater for all types of heavy goods vehicles.
What is Truck Insurance?
Truck insurance can cover businesses or individuals that use HGVs, LVGs or any other type of truck. Key questions to help you understand your options are the number of vehicles in your fleet, what products will you be carrying, who are the drivers are some of the most common things to consider.
Whether you have a single vehicle or a whole fleet, Cleddau Insurance can help find the right policy for you.
What are the options?
In terms of cover, the options are similar to standard car insurance. Usually the insurance cover are for vehicle with a gross vehicle weight of between 5 and 44 tonnes.
- Comprehensive – This is the highest level of cover. Covers damages to your truck and to others as a result of an accident, as well as damages from theft or fire. Some policies will also cover windscreens, personal belongings and other exclusive add-ons.
- Third party, fire and theft – Covers for injuries and damage you cause to others, it will also cover your own van for loss by fire or theft.
- Third party only – This will only cover you for injury or damage to others
Once you have picked your base cover, depending on your situation, you can add some recommended features such as options for hazardous goods, goods in storage, like for like replacement for non-fault incidents, cover abroad and deterioration of goods. Cleddau Insurance can assist and guide you to the cover you may require.
Want a quote?
At Cleddau Insurance, we have many years’ experience in truck Insurance. With access to a wide range of specialist insurers, we are able to offer a competitive and flexible range of insurance policies that can be unique to your business.
Get in touch today and let us do the hard work for you.