With staycation holidays rising each year in the UK it is very important that your holiday home is covered the right way, whether you rent it out to holiday makers or for your own personal use.
What is Holiday Home Insurance?
As standard Holiday home insurance should include building and contents cover.
Just like home insurance you have building insurance which covers the structure and fittings of the property, and contents insurance, which covers anything that is not fixed, such as sofa, furniture, tv, etc.
Other elements to consider is getting the right cover for accidental damage from paying and no paying guests as well as periods when the property is empty. These factors can result in paying more on your premium as they can be viewed as bigger risks. Examples of thieves targeting your property, any unnoticed leaks during vacant periods.
With so many different possibilities and situations to consider, don’t hesitate to contact Cleddau Insurance who can advise and guide you to the right cover utilising our 25 years’ experience in the industry.