There are many different residential properties around, with over 50,000 households in Pembrokeshire and over 80,000 in Carmarthenshire. Our team of house hold specialist insurance brokers will help you save time and money making sure that you have the best cover for you home and contents, due to their local knowledge and their expertise on the variety of properties in these areas.
What is Home Insurance?
In simple terms Home insurance protects the house that you live in where you can also add cover for your belongings in your property, usually against theft or damage from fire and flood being the most common. These can be split into three options, Building Insurance, Contents insurance and Combined Building & Contents insurance.
Building Insurance will protect and cover you for costs of structural damage to your house, roof damage as well as fixtures to your bathroom and kitchen. Some cover can also protect any outdoor buildings you may have such as garages, sheds, walls, etc.
Contents Insurance provides cover for possessions that may have been damaged from fire, flood or stolen in your property. It is not compulsory however considering most households and the value of their possessions in the property we would usually recommend taking this cover.
Combined Building and Contents Insurance
Combined Building and Contents insurance covers everything in your home, from the physical structure, fittings to all your possessions inside it. There can be benefits from having a combined policy with potential discounts having both with the same insurer.
Benefits using Cleddau Insurance
With the variety of households in Pembrokeshire and Carmarthenshire, from listed buildings, to town houses, bungalows, small holdings, etc. There are different terms you need to make sure you are covered for. Our dedicated team at Cleddau Insurance Services will save you time and energy making sure you are covered for all possible eventualities whatever type of property wherever you are.
- Local Independent Insurance broker who are owner managed, and strong knowledge of Pembrokeshire and Carmarthenshire areas.
- 2 Offices (St Clears & Neyland) if you prefer to visit
- Personal service from our specialist Home Insurance team
- Exclusive Insurance schemes from the UK’s leading insurers
- Over 25 years in the Insurance industry